Cut The Household Bills

Food Shopping.

There’s a lot that we can do to minimise the grocery bill. Take a look at the articles:

· Get a Quick Supermarket Savings Hit

· 15 Tips For Spending Less

· Steps to Money Management Zen

This will help to reduce the grocery bills. I am saving E40/week, shopping for a family of two adults and two teenagers.

Broadband.

If you are out of contract, its worth shopping around. Don’t be afraid to switch.

I am saving E30/week (amounting to a 50% reduction) by switching my broadband supplier.

Childcare Costs.

Many people think that they are not entitled to Childcare costs. It only takes a few minutes to contact INOU/Citizens Information or local advice agency to see if you are entitled to assistance with Childcare and if you are, by how much.

Broadband and TV Costs

Ask yourself if you could manage with the Freeview options. Are you paying a subscription of E30+/month to see one programme? Consider the channels that you are paying for. Are they worth it? Look at the availability of longer term deals that might give a discount. Take the bull by the horns and ring the suppliers. Use the article on Haggling for some tips on getting the best deal.

This could potentially save E30+/month.

Cancel Direct Debits

You may have a substantial number of direct debits. Take a look at them and ask yourself if they are being used or if they are worth it. There might be a lot of direct debits that might add up to considerable savings. This could potentially save E30+/month.

Mobile Phone Bills

Haggle down the mobile bills using the Haggling Guide. This could potentially save E30+/month.

Look Out For The Best Bank Accounts

Don’t be sticking with the same bank if they are not providing a good deal. There are lots of switch bonuses so it is worthwhile considering a new bank account. This could save E100’s.

Find The Best Fuel Deals

Get to know the best deals. Frequently, these are published online. Over the course of a year, you could save E100’s